How Much Will It Cost You To Build a secure, scalable, and compliant FinTech solution?
Payments systems, fraud detection, trading platforms vary in complexity.
Meeting standards like PCI-DSS, GDPR, etc., adds cost.
Number and type of third-party integrations affect pricing.
Specialized teams (security, data scientists) increase costs.
Longer timelines require more resources and cost.
$40,000 – $150,000+
$40–$75/hr
Discovery and Research
Design and Architecture
Full Development
Security & Compliance
Ongoing Support & Maintenance
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IT Project Manager
The platform we've built with Diligent has revolutionized our drug testing process. The automation, robust integration, and advanced reporting have significantly improved our operational efficiency and compliance.
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Co-Founder
Diligent has demonstrated exceptional leadership, unwavering loyalty, and a deep devotion to their work. They have built a strong family culture, one that we now feel deeply connected to and committed for life.
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Founder
The team understood our needs and delivered a platform that exceeded expectations. We've seen clear growth in efficiency and revenue, which is exactly what we needed.
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Managing Director & Vice President
We’ve partnered with Diligent over 3 years ago, building dozens of apps. Their dedication, flexibility and quality keep impressing us. I can't recommend Diligent enough as a partner.
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CTO
Diligent is GBI’s highly valuable partner. Reliable, versatile, and skilled. They tackle every task and exceed expectations, regardless of the project environment.
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Marketing Director
Diligent transformed our door-to-door, cross-border transport vision into a sleek, high-converting booking platform. Insightful, deadline-proof partners we rely on daily.
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Serbia stands out as an offshore hub for FinTech development because of its:
• Highly skilled developers with expertise in security and compliance.
• Cost-effective development rates compared to Western Europe and the US.
• EU-adjacent time zone, making collaboration with Western companies seamless.
• Cultural alignment and English proficiency allow for better communication.
• A stable business environment, ensuring long-term reliability.
As of 2025, Serbia's development rates remain stable with only slight increases in pricing for senior developers.
Despite growing demand for Serbia-based developers, the country continues to offer affordable pricing compared to Western markets, maintaining its position as a competitive offshore destination.
• Cost-efficiency: Significant savings without sacrificing quality.
• Expertise: Serbia has a highly skilled tech workforce, especially in software development, security, and FinTech solutions.
• Cultural and language alignment: Most developers in Serbia are fluent in English and are accustomed to working with international clients, especially in FinTech.
• Time zone advantage: Serbia's EU-adjacent time zone ensures overlap with major global markets for efficient communication and faster delivery.
• Serbia vs Ukraine: Stable business environment, stronger FinTech expertise, EU-adjacent time zone for seamless collaboration.
• Serbia vs India: While India offers lower rates, Serbia excels in technical proficiency and compliance, ideal for complex FinTech projects.
• Serbia vs Poland & Romania: Competitive pricing, similar skill sets, with Serbia’s lower cost and high-quality secure FinTech solutions.
• Serbia vs Philippines: Serbia’s better technical expertise in complex FinTech solutions, with a focus on security and regulatory compliance.
We take data security and compliance very seriously.
Our offshore team in Serbia is experienced in working with financial institutions, and we ensure all solutions comply with industry standards such as GDPR, PCI-DSS, and AML.
We work closely with you to understand the specific compliance requirements of your market and ensure your project meets all necessary regulations.
Yes, in fact, offshore development in Serbia has been a reliable choice for many global FinTech companies.
At Diligent, we have a proven track record of delivering secure, scalable, and compliant solutions on time and within budget.
Our clients trust us to develop complex solutions and support them post-launch, without the high overhead costs typical of onshore development teams.
The timeline for offshore FinTech projects depends on the complexity of the solution and project requirements.
However, our team in Serbia is highly efficient, with typical projects taking between 3 to 9 months for completion, depending on the scope.
We ensure clear milestones and constant communication throughout the project lifecycle, so you’re always in the loop.
Serbia’s central European time zone makes it easy for us to collaborate with clients in North America, Western Europe, and other global markets.
We make sure to align our work schedule with your business hours, ensuring effective communication through daily standups, regular check-ins, and flexible working hours to accommodate urgent needs.
We pride ourselves on transparency. There are no hidden costs — the pricing we discuss upfront covers everything from development to testing and post-launch support.
Any changes to the scope or additional work will be discussed and agreed upon with you in advance. We also provide clear estimates for ongoing maintenance and support.
Specialized knowledge in secure and scalable financial software, including compliance and data security.
High-quality solutions. Minus the high costs of Western markets.
Trusted by leading financial institutions to deliver cutting-edge software on time and on budget.
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